Oxcel removes the jobs around broking that stop you from broking — the policy hunting, re-keying, document chasing, compliance evidence and follow-ups — so your day is spent where the income is: in front of clients.
Work from home or anywhere in Australia · No lock-in contracts · Onboard in as little as 7 days · Backed by Oxcel Finance
Brokers now write a record 81.6% of new Australian home loans (MFAA, June 2026 quarter). The channel is growing — your capacity shouldn't be the ceiling. Whichever stream you write, Oxcel gives you the panel, technology and support to grow with it.
Also known as asset finance broking. Vehicle loans, personal loans and business loans — cars, bikes, boats, caravans, trucks, equipment and working capital. Instant quoting tools, same-day approvals with key lenders, and a private-lender panel for the deals other brokers can't place.
Explore finance broking →Real estate lending across consumer and commercial — residential, investment, SMSF, construction and commercial property, plus asset broking (equipment & chattel). Operate under our ACL or bring your own, with full compliance and processing support.
Explore mortgage broking →We built Oxcel Broker Services because we were brokers first. Every feature exists to make you settle more, faster.
Technology-based disbursement reconciles every settlement, trail payment, adjustment and clawback against lender remittance automatically — weekly runs, 48-hour payouts, and a ledger you can actually forecast from.
Majors, non-banks, specialist and private lenders across residential, commercial and asset finance — with a scenario desk that knows which lender's policy, servicing and niches fit the client in front of you.
Operate under our Australian Credit Licence with best-interests reasoning, disclosures and records built into the workflow — so every file carries its own audit-ready evidence, reviewed before problems can grow.
One client record feeds fact find, quoting, documents and lodgement — enter data once, let automated checklists chase the paperwork, and clients receive status updates without you lifting the phone.
Product training almost every day and structured training weekly — plus a complimentary 2-year mentoring program for new-to-industry brokers that turns theory into packaged, placeable, compliant files.
Qualified lead distribution plus the systems that stop opportunities leaking — instant lead response, automated nurture, annual review reminders and pre-approval expiry alerts across your whole database.
Every hour spent hunting policy, chasing documents or reconciling commissions is an hour not spent settling. Here's what runs in the background at Oxcel.
Lender policy shifts constantly. Ask our AI assistant or the human scenario desk and get a current, source-backed answer — instead of trawling portals, PDFs and BDM callbacks.
Automated checklists request, chase and check client documents for you — so files arrive complete and assessment isn't derailed by a missing statement page.
Fact-find inquiries, verification, best-interests rationale and disclosures are captured as you work — one timeline that can be reconstructed years later, file by file.
Automatic status messages keep clients informed from lodgement to settlement, and condition and deadline tracking keeps fixed dates from becoming your personal burden.
Annual reviews, fixed-rate expiries, pre-approval renewals and refinance triggers run on schedule — so your existing book keeps producing instead of quietly running off.
Upfront, trail, adjustments and clawbacks reconciled line-by-line and visible in real time — with early flags on at-risk loans so a clawback never blindsides your cashflow.
Most aggregators quietly clip your revenue at every turn. At Oxcel, you see exactly what the lender pays and exactly what you keep — in real time, on every deal.
Most brokers are quoting deals within their first fortnight.
Tell us about your experience and goals. Takes under 3 minutes.
We map the right plan, split and accreditation pathway for you.
Compliance checks, lender accreditations and platform training — handled by us.
Write your first Oxcel deal with a dedicated support manager beside you.
Every membership includes your Credit Representative authorisation (CRN), the Oxcel CRM and professional indemnity insurance. New to industry? 2-year mentoring and 2 years of structured training are complimentary.
Full inclusions, earning potential, comparison table and FAQs on the pricing page.
"I moved my book from a big aggregator and kept more of every deal — same volume, better splits, faster payments."
"The scenario desk is the difference. Deals I used to walk away from, Oxcel's credit team finds a lender for. My conversion rate has never been higher."
"I came in with a Cert IV and zero clients. The 2-year mentoring program built my pipeline with me, file by file. They genuinely want you to win."
Join the network built by brokers, for brokers. Apply in under 3 minutes and we'll be in touch within one business day.
Join Oxcel →Our Relationship Managers are here to understand your business, answer your questions and show you how Oxcel can support your success.
We value your time and look forward to connecting with you. Choose a time that works best and we'll take care of the rest.