Why 2026 Is the Year Every Broker Adds Asset Finance
Faster settlements, upfront revenue and deeper client relationships — the diversification case, and how to start with a network behind you.
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Finance broking — also known as asset finance broking — covers vehicle loans, personal loans and business loans, consumer and commercial. Instant quoting tools, same-day approvals from key lenders and a private panel for the deals nobody else can place. Work from home or anywhere in Australia.
Finance broking, also known as asset finance broking, spans 65+ vehicle, personal and business loan lenders across consumer and commercial — prime, near-prime and private — so every enquiry becomes a deal you can write.
Consumer and novated options with instant quoting, tiered rates and same-day approvals from key lenders.
Light and heavy commercial vehicles, new and used, including private sales and dealer purchases.
Yellow goods, agri, medical, manufacturing and IT equipment — low-doc up to $500k for ABN holders.
Boats, caravans, jet skis and motorhomes through specialist recreational lenders.
Personal loans, unsecured business loans, invoice finance and overdrafts to round out your offering.
Credit-impaired, start-up ABN and unusual asset scenarios placed through our private lender relationships.
Asset finance is won on speed. Our platform is built around getting an approval in your client's hands before your competitor calls them back.
Every Finance Broking membership includes our AI-powered asset finance CRM — built to remove the admin between an enquiry and a settlement.
The CRM reads the client's profile, bank statements and asset details, then ranks the lenders most likely to approve — with rate and commission side-by-side.
Multi-lender quotes in about 90 seconds — because the broker who responds first usually wins the deal. Branded proposals, phone e-sign, automatic bank statements.
Automated checklists chase IDs, payslips and statements for you — the file builds itself while you talk to the next client.
Status updates, settlement reminders, loan-maturity and repeat-purchase campaigns run automatically — your book keeps working after settlement.
Simplified process with structured compliance guardrails at every step — responsible-lending evidence, privacy consents and VOI captured as you work, protecting you on every file.
One platform, one accreditation pathway, 150+ lenders and industry partners — the panel depth to place prime, near-prime and private deals without juggling portals.
Full transparency on lender commissions and origination fees.
Settle Monday, get paid by Wednesday's commission run.
Tricky ABN, credit or asset scenarios workshopped same-day.
Tiered incentives as your monthly settlements grow.
Original market intelligence from the Oxcel Insights Team to keep your pipeline — and your client conversations — sharp.
Faster settlements, upfront revenue and deeper client relationships — the diversification case, and how to start with a network behind you.
Read the article →
Residuals, used-EV appetite and green rates vary sharply between lenders — which makes EV knowledge a genuine broker edge.
Read the article →
What low-doc credit teams actually assess, the common placement traps, and where each self-employed scenario fits.
Read the article →Illustrative examples of typical commission structures on our panel, before splits, fees, GST and business costs.
| Illustrative deal | Typical gross revenue* |
|---|---|
| Car loan — $45,000 consumer | $1,000 – $2,200 |
| Ute / light commercial — $75,000 | $1,800 – $3,200 |
| Personal loan — $25,000 | $400 – $900 |
| Business loan — $150,000 unsecured | $3,000 – $6,000 |
| 10 settlements / month | $15,000 – $28,000 /mo |
*Illustrative only, based on typical panel lender commissions and origination fees; before commission splits, membership fees, GST and business expenses. Not a representation or guarantee of the earnings you will or are likely to achieve.
Join Oxcel and place the scenarios you're currently turning away — with a panel and credit desk built for hard-to-place asset deals.
Join Oxcel →Our Relationship Managers are here to understand your business, answer your questions and show you how Oxcel can support your success.
We value your time and look forward to connecting with you. Choose a time that works best and we'll take care of the rest.